Introduction
As per 2024, the CSRD came into effect. Based on the CSRD, a.s.r. reports on the impact of the activities of a.s.r. on the environment and society, and the risks and opportunities that arise from sustainability-related developments and events. In our 2024 Annual Report, chapter 6 includes our CSRD reporting, with references to other sections of the Annual Report. On this webpage, we highlight a few cornerstones of our CSRD reporting.

Double Materiality Assessment
a.s.r. conducted a double materiality assessment to determine its most material sustainability matters. These matters can be material from an impact point of view (inside-out view) or from a risk and opportunity perspective (outside-in view). The double materiality assessment forms the basis of the CSRD reporting scope for a.s.r.
You can find the full table by clicking the image below.
Value chains
An important step in the double materiality assessment is the mapping of a.s.r.'s value chains. The value chains outline the relationship between a.s.r.’s business activities and its upstream and downstream connections. After determining the value chains and conducting the double materiality assessment, the impacts, risks and/or opportunities (IROs) were plotted on the specific part of the value chains where that IRO occurs.
Click on the image to see the full value chain.

Climate Transition Plan
a.s.r. has the ambition to be amongst the frontrunners of insurance companies. We aim to take transformative action to address the adverse impacts of climate change. This means we take an active role to inspire stakeholders to start their own sustainability journey and to support society in transitioning towards a sustainable economy. With regards to climate change specifically, we have the ambition to contribute to a net zero economy in 2050 in line with the 1.5 ºC pathway of the Paris Agreement. Our climate transition plan sets out our climate ambition, strategy, risk management and key levers to achieve decarbonisation.
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For more information, please refer to the following sections.