6.5.5.1Prevention and protection of corruption and bribery

Functions-at-risk

When calculating the percentage of employees that completed the trainings, all a.s.r. employees were taken into account, including the distribution and services entities and Knab.

Methodology

All data gathered to report on participation in trainings according to the anti-corruption policy was from direct measurements. The metric was calculated by dividing the number of employees who successfully completed the trainings by the total number of a.s.r. employees.

6.5.5.2Confirmed incidents of corruption and bribery

Incidents of corruption and bribery

At a.s.r., Safety Affairs records all cases of corruption and bribery at its own operations, including Corins, D&S Holding, Robidus, TKP and Knab. Incidents of corruption and bribery are defined as actions that have been found to be substantiated. The total amount of fines from corruption and bribery is the total sum of fines of a.s.r. its own operations. For this requirement, a.s.r.'s own operations, including Corins, D&S Holding, Robidus, TKP and Knab, are in scope.

Methodology

All data gathered to report the number of incidents and convictions of corruption and bribery and the total amount of fines were direct measurements.

6.5.5.3Payment practices

Invoice and payment terms and legal proceedings

The total procurement of a.s.r. is sourced from various channels, including the central procurement stream via Procurement, which is related to operational expenditures, and decentralised procurement streams which are related to specific products and services expenditures. Decentralised procurement streams occur within Real Estate, Health, P&C, Individual life and Funeral, Disability and the distribution and services entities.

a.s.r. has general purchasing terms and conditions in place for its payment terms. A standard payment term of 30 days is in place. These terms are the same for all centralised and decentralised payments. To calculate the average time for an invoice to be paid, a.s.r. only took completed payments into account. For instance, payments that were still being validated were not included when providing the data.

When calculating the average number of days to pay invoice from date when contractual or statutory term of payment starts to be calculated, all invoices paid in 2024 were taken into account of a.s.r.'s Procurement department, Real Estate, Health, P&C, Individual life and Funeral, Disability and the distribution and services entities.

When calculating the percentage of payments aligned with standard payment terms all invoices paid in 2024 were taken into account of a.s.r.'s Procurement department, Real Estate, Health, P&C, Individual life and Funeral, Disability and the distribution and services entities.

The number of current legal proceedings against late payments is provided by a.s.r.’s Procurement department, Real Estate and Health. With regards to the distribution and services entities and Knab the number of current legal proceedings against late payments is monitored and provided by these entities.

Methodology

For all data, direct measurements are in place. Therefore, no assumptions were made. When providing the data regarding payment practices, only suppliers from a.s.r.’s upstream value chain are in scope.