7.2.1Consolidated balance sheet
Consolidated balance sheet
(in millions and before profit appropriation)Note31 December 202431 December 2023 (restated)
Intangible assets7.5.1592649
Property, plant and equipment7.5.2676732
Investment property7.5.33,3643,051
Associates and joint ventures at equity method7.5.4457426
Investments7.5.580,59390,006
Investments related to direct participating insurance contracts7.5.633,02530,352
Derivatives7.5.711,76712,907
Deferred tax assets7.5.8101636
Reinsurance contract assets7.5.13485501
Other assets7.5.93,3423,598
Cash and cash equivalents7.5.104,1947,910
Total assets138,595150,768
Share capital7.5.11.13434
Share premium reserve7.5.11.24,0704,070
Unrealised gains and losses7.5.11.3432383
Actuarial gains and losses7.5.11.4-175-288
Retained earnings4,5284,147
Treasury shares7.5.11.5-109-7
Equity attributable to shareholders8,7798,339
Other equity instruments7.5.11.61,0071,004
Equity attributable to holders of equity instruments9,7869,342
Non-controlling interests4735
Total equity9,8339,377
Subordinated liabilities7.5.122,0072,005
Insurance contract liabilities7.5.1364,26763,302
Liabilities arising from direct participating insurance contracts7.5.1438,36636,082
Employee benefits7.5.155,0375,218
Provisions7.5.16413414
Borrowings7.5.173,1355,451
Derivatives7.5.78,66610,132
Savings deposits7.5.18-11,967
Due to banks7.5.195,5505,445
Other liabilities7.5.201,3221,376
Total liabilities128,762141,391
Total equity and liabilities138,595150,768

The numbers following the line items refer to the relevant sections in the notes.

The 31 December 2023 figures have been restated, see section 7.3.2.