| €STR | Euro Short-Term Rate |
| A&RC | Audit & Risk Committee |
| AEX | Amsterdam Exchange Index |
| AF | Actuarial Function |
| AFM | Dutch Authority for the Financial Markets (Autoriteit Financiële Markten) |
| AGM | Annual General Meeting |
| AIFM | Alternative Investment Fund Managers |
| AIFMD | Alternative Investment Fund Managers Directive |
| AMX | Amsterdam Midcap Index |
| AuM | Assets under Management |
| AVB | a.s.r. Asset management |
| BEC | Business Executive Committee |
| BMR | Benchmarks Regulation |
| bps | Basis points |
| BRC | Business Risk Committee |
| BVPA | Dutch Association for Public Affairs (Beroepsvereniging voor Public Affairs) |
| CCR | Counterparty Credit Rating (Standard & Poor's) |
| CDD | Customer Due Diligence |
| CDP | Carbon Disclosure Project |
| CEO | Chief Executive Officer |
| CFO | Chief Financial Officer |
| CGU | Cash Generating Unit |
| CIS | Central Information System |
| CJEU | Court of Justice of the European Union |
| CLA | Collective Labour Agreement |
| CO₂ | Carbon dioxide |
| CO₂-eq | CO₂ equivalent |
| CoC | Cost of Capital |
| COO | Chief Operating Officer |
| COR | Combined Ratio |
| COSO | Committee of Sponsoring Organizations of the Treadway Commission |
| CRO | Chief Risk Officer |
| CSA | Credit Support Annex |
| CSM | Contractual service margin |
| CSP | Concentrated Solar Power |
| CSR | Corporate Social Responsibility |
| CSRD | Corporate Sustainability Reporting Directive |
| CTO | Chief Technology Officer |
| DB | Defined Benefit |
| DC | Defined Contribution |
| DCF | Discounted Cash Flow |
| DEI | Diversity, equity and inclusion |
| DJSI | S&P Global Dow Jones Sustainability Index |
| DNB | Dutch Central Bank (De Nederlandsche Bank) |
| DPA | Data Protection Authority |
| DPF | Discretionary participation features |
| EB | Executive Board |
| EC | European Commission |
| EEA | European Economic Area |
| EGM | Extraordinary General Meeting |
| EIOPA | European Insurance and Occupational Pensions Authority |
| eNPS | Employee Net Promoter Score |
| EOF | Eligible own funds |
| EONIA | Euro OverNight Index Average |
| ERM | Enterprise Risk Management |
| ESG | Environmental, Social and Governance |
| ESPP | Employee Share Purchase Plan |
| EU | European Union |
| EU SFAP | European Sustainable Finance Action Plan |
| Euribor | Euro Interbank Offered Rate |
| FR | Financial risk |
| FRC | Financial Risk Committee |
| FRM | Financial Risk Management |
| FRPM | Finance, Risk & Performance Management |
| FSCB | Financial Services Complaints Board |
| FTE | Full-Time Equivalent |
| GBP | Pound Sterling |
| GBSM | Group Balance Sheet Management |
| GDP | Gross Domestic Product |
| GDPR | General Data Protection Regulation |
| GHG | Greenhouse gas |
| GIS | Geographic Information System |
| GM | General model |
| GRESB | Global Real Estate Survey Benchmark |
| GRI | Global Reporting Initiative |
| GRM | Group Risk Management |
| GWP | Gross Written Premiums |
| IAS | International Accounting Standards |
| IASB | International Accounting Standards Board |
| IBNR | Incurred but not reported |
| IBOR | Interbank offered rate |
| ICT | Information and Communications Technology |
| IDD | Insurance Distribution Directive |
| IFRS | International Financial Reporting Standards |
| IFSR | Insurer Financial Strength Rating (Standard & Poor's) |
| IIRC | International Integrated Reporting Council |
| IORP | Institution for Occupational Retirement Provision; Premiepensioeninstelling |
| IPO | Initial Public Offering |
| ISDA | International Swaps and Derivatives Association |
| ISIN | International Securities Identification Number |
| IT | Information Technology |
| IU | Investor Update |
| KNMI | Royal Netherlands Meteorological Institute (Koninklijk Nederlands Meteorologisch Instituut) |
| KPI | Key Performance Indicator |
| kWh | Kilowatt-hour |
| LAC DT | Loss-Absorbing Capacity Deferred Tax |
| LAT | Liability Adequacy Test |
| LoC | Level of Concern |
| LTO | Netherlands Agricultural and Horticultural Association (Land- en Tuinbouw Organisatie Nederland) |
| LTV | Loan to Value |
| M&A | Mergers and Acquisitions |
| MSCI | Morgan Stanley Capital International |
| N&ESGC | Nomination & Environmental, Social and Governance Committee |
| NAB | Netherlands Advisory Board on impact investing |
| NFR | Non-financial risk |
| NFRC | Non-Financial Risk Committee |
| NGO | Non-governmental organisation |
| NPS | Net Promoter Score |
| NSR | Dutch Debt Assistance Route (Nederlandse Schuldhulproute) |
| NZIA | Net-Zero Insurance Alliance |
| OCC | Organic Capital Creation |
| OCI | Other Comprehensive Income |
| ORM | Operational Risk Management |
| ORSA | Own Risk and Solvency Assessment |
| OTSO | Supervised entity (Onder toezicht staande onderneming) |
| P&C | Property & Casualty |
| PARP | Product Approval & Review Process |
| PCAF | Partnership for Carbon Accounting Financials |
| PV | Photovoltaics |
| PVFCF | Present Value of Future Cash Flows |
| RAS | Risk Appetite Statements |
| RC | Remuneration Committee |
| RCF | Revolving Credit Facility |
| RMF | Risk Management Framework |
| ROE | Return on Equity |
| RVU | Early Retirement Regulation (Regeling voor vervroegde uittreding) |
| S&P | Standard & Poor's |
| SAA | Strategic Asset Allocation |
| SaaS | Software as a Service |
| SB | Supervisory Board |
| SBB | Share buyback |
| SBTi | Science-Based Targets initiative |
| SCR | Solvency Capital Requirement |
| SDGs | Sustainable Development Goals |
| SER | Dutch Social and Economic Council (Sociaal Economische Raad) |
| SFDR | Sustainable Finance Disclosure Regulation |
| SIRA | Systematic integrity risk analysis |
| SME | Small and medium-sized Enterprises |
| SPPI | Solely Payment of Principle and Interest |
| SPV | Special purpose vehicle |
| SRA | Strategic risk analysis |
| SRI | Socially Responsible Investment |
| TCFD | Task Force on Climate-related Financial Disclosures |
| TVOG | Time value of financial options and guarantees |
| UFR | Ultimate Forward Rate |
| UN PRI | United Nations Principles for Responsible Investments |
| UNGC | United Nations Global Compact |
| US | United States |
| USD | United States Dollar |
| UWV | Employee Insurance Agency |
| VA | Volatility Adjustment |
| VAT | Value Added Tax |
| VBDO | Dutch Association of Investors for Sustainable Development (Vereniging van Beleggers voor Duurzame Ontwikkeling) |
| VFA | Variable fee approach |
| VKG | Van Kampen Groep |
| VNAB | Insurance Exchange Association (Vereniging Nederlandse Assurantie Beurs) |
| VOBA | Value of Business Acquired |
| VPL | Act Early retirement and life-course savings scheme (Wet aanpassing fiscale behandeling Vut/Prepensioen en introductie levensloopregeling) |
| WCAG | Web Content Accessibility Guidelines |
| Wft | Wet financieel toezicht (Financial Supervision Act) |
| WIA | Work and Income according to Labour Capacity Act (Wet Werk en Inkomen naar Arbeidsvermogen) |
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