Annual Report 2022
Financial indicators
Key figures
20222021202020192018
Operating result (million)1,0391.009885858749
IFRS net result (million)733942657972669
Operating return on equity (%)12.816.315.315.114.3
IFRS return on equity (%)11.315.311.719.113.7
Solvency II ratio (standard formula) (%)222196199194197
Dividend per share (€)2.702.422.041.901.74
Total dividend (million)386329282267245
Share buyback (million)75757513-
Total equity (million)6,7537,3856,3136,0935,479
Total equity attributable to shareholders (million)6,7226,3635,3095,0894,478
Gross written premiums (million)6,0415.8595,2764,6664,459
New business Life segment (APE) (million)127151124159119
Operating expenses (million)-779-725-701- 656- 601
Combined ratio (Non-life segment) (%)91.791.893.693.595.7
Credit rating (S&P)AAAAA
Organic capital creation (million)6535945005011372
Interest coverage ratio (%)9.913.89.512.910.9
  • 1 Restated based on new definition.