| €STR | Euro Short-Term Rate |
| A&RC | Audit & Risk Committee |
| AEX | Amsterdam Exchange Index |
| AF | Actuarial Function |
| AFM | Dutch Authority for the Financial Markets |
| AGM | Annual General Meeting |
| AI | Artificial Intelligence |
| AIFM | Alternative Investment Fund Managers |
| AIFMD | Alternative Investment Fund Managers Directive |
| ALM | Asset Liability Management |
| AMX | Amsterdam Midcap Index |
| APE | Annual Premium Equivalent |
| APFS | ASR Pensioenfondsen Services |
| AuM | Assets under Management |
| AVB | a.s.r. Asset management |
| BEC | Business Executive Committee |
| BKR | Credit Registration Office |
| BMR | Benchmarks Regulation |
| bps | Basis points |
| BRC | Business Risk Committee |
| BREEAM | Building Research Establishment Environmental Assessment Methodology |
| BSCR | Basic Solvency Capital Requirement |
| BVPA | Dutch Association for Public Affairs |
| CAPM | Capital Asset Pricing Model |
| CBS | Statistics Netherlands |
| CCA | Client Clearing Agreement |
| CCB | Climate, Community and Biodiversity Standard |
| CCPs | Central Clearing Counterparties |
| CCR | Counterparty Credit Rating (Standard & Poor's) |
| CCT | Central Crisis Team |
| CDD | Customer Due Diligence |
| CDP | Carbon Disclosure Project |
| CEO | Chief Executive Officer |
| CFO | Chief Financial Officer |
| CGU | Cash Generating Unit |
| CHF | Swiss Franc |
| CIC | Central Investment Committee |
| CIS | Central Information System |
| CJEU | Court of Justice of the European Union |
| CLA | Collective Labour Agreement |
| CLFC | Capital Liquidity and Funding Committee |
| CMD | Capital Markets Day |
| CO₂ | Carbon dioxide |
| CO₂e | CO₂ equivalent |
| CoC | Cost of Capital |
| COO | Chief Operating Officer |
| COR | Combined Ratio |
| COSO | Committee of Sponsoring Organizations of the Treadway Commission |
| CRO | Chief Risk Officer |
| CSA | Credit Support Annex |
| CSM | Contractual Service Margin |
| CSP | Concentrated Solar Power |
| CSR | Corporate Social Responsibility |
| CSRD | Corporate Sustainability Reporting Directive |
| CTO | Chief Technology Officer |
| DB | Defined Benefit |
| DC | Defined Contribution |
| DCF | Discounted Cash Flow |
| DGBC | Dutch Green Building Council |
| DGI | Diversity, equality and inclusion |
| DJSI | S&P Global Dow Jones Sustainability Index |
| DNB | De Nederlandsche Bank (Dutch Central Bank) |
| DPA | Data Protection Authority |
| DPF | Discretionary Participation Features |
| DKK | Danish Krone |
| DUFAS | Dutch Fund and Asset Management Association |
| EB | Executive Board |
| EBB | Energy Saving Budget |
| EBV | Energy Savings Facilities |
| EC | European Commission |
| EDPB | European Data Protection Board |
| EEA | European Economic Area |
| EGM | Extraordinary General Meeting |
| EIOPA | European Insurance and Occupational Pensions Authority |
| eNPS | Employee Net Promoter Score |
| EOF | Eligible Own Funds |
| EONIA | Euro OverNight Index Average |
| ERM | Enterprise Risk Management |
| ESG | Environmental, Social and Governance |
| ESPP | Employee Share Purchase Plan |
| ESI | Ethibel Sustainability Index |
| ESRB | European Systemic Risk Board |
| EU | European Union |
| Euribor | Euro interbank offered rate |
| EU SFAP | European Sustainable Finance Action Plan |
| FMA | Future Management Action |
| FR | Financial Risk |
| FRC | Financial Risk Committee |
| FRM | Financial Risk Management |
| FRPM | Finance, Risk & Performance Management |
| FSCB | Financial Services Complaints Board |
| FTE | Full-Time Equivalent |
| GBP | Pound Sterling |
| GBSM | Group Balance Sheet Management |
| GDP | Gross Domestic Product |
| GDPR | General Data Protection Regulation |
| GHG | Greenhouse Gas |
| GIS | Geographic Information System |
| GM | General Model |
| GRC | Governance, Risk and Compliance |
| GRESB | Global Real Estate Survey Benchmark |
| GRI | Global Reporting Initiative |
| GRM | Group Risk Management |
| GWP | Gross Written Premiums |
| HKD | Hong Kong Dollar |
| IAS | International Accounting Standards |
| IASB | International Accounting Standards Board |
| IBNR | Incurred But Not Reported |
| i-CERT | Cyber security partnership between insurance companies |
| IAS | International Accounting Standards |
| IBOR | Interbank Offered Rates |
| ICT | Information and Communications Technology |
| IDD | Insurance Distribution Directive |
| IFRS | International Financial Reporting Standards |
| IFSR | Insurer Financial Strength Rating (Standard & Poor's) |
| IIRC | International Integrated Reporting Council |
| IMP | Individual Monitoring Plan |
| IORP | Institution for Occupational Retirement Provision |
| IPO | Initial Public Offering |
| IRBC | International Responsible Business Conduct |
| ISDA | International Swaps and Derivatives Association |
| ISIN | International Securities Identification Number |
| IT | Information Technology |
| IU | Investor Update |
| KNMI | Royal Netherlands Meteorological Institute |
| KPI | Key Performance Indicator |
| kWh | Kilowatt-hour |
| KYC | Know Your Customer |
| LAC DT | Loss-Absorbing Capacity Deferred Tax |
| LAC TP | Loss-Absorbing Capacity of Technical Provisions |
| LAT | Liability Adequacy Test |
| LDI | Liability-Driven Investing |
| LTO | Agriculture and Horticulture Organisation Netherlands |
| LoC | Level of Concern |
| LTV | Loan to Value |
| M&A | Mergers and Acquisitions |
| MC | Model Committee |
| MiFIDII | Markets in Financial Instruments Directive II |
| MSCI | Morgan Stanley Capital International |
| MtM | Mark-to-Market |
| MV | Model Validation |
| N&ESGC | Nomination & ESG Committee |
| NAB | Netherlands Advisory Board on impact investing |
| NCSC | National Cyber Security Centre |
| NFR | Non-Financial Risk |
| NFRC | Non-Financial Risk Committee |
| NGOs | Non-governmental and non-profit organisations |
| NHG | National Mortgage Guarantee |
| NLFI | NL Financial Investments |
| NPS | Net Promoter Score |
| NSLT | Similar to Non-Life Techniques |
| NSR | Dutch Debt Assistance Route |
| NZIA | Net-Zero Insurance Alliance |
| OCC | Organic Capital Creation |
| OCI | Other Comprehensive Income |
| OECD | Organisation for Economic Co-operation and Development |
| ORM | Operational Risk Management |
| ORSA | Own Risk and Solvency Assessment |
| OTC | Over the Counter |
| OTSO | Supervised entity |
| P&C | Property & Casualty |
| p.a. | per annum |
| PARP | Product Approval & Review Process |
| PCAF | Partnership for Carbon Accounting Financials |
| PV | Photovoltaics |
| PVFCF | Present Value of Future Cash Flows |
| RA | Risk Adjustment |
| RAS | Risk Appetite Statements |
| RC | Remuneration Committee |
| RG | Review Group |
| RIVM | Dutch Institute for Public Health and Environment |
| RM | Risk Management |
| RMF | Risk Management Framework |
| RICS | Royal Institution of Chartered Surveyors |
| ROE | Return on Equity |
| RT1 | Restricted Tier 1 |
| RVO | Dutch Enterprise Agency |
| RVU | Early Retirement Regulation |
| S&P | Standard & Poor's |
| SAA | Strategic Asset Allocation |
| SaaS | Software as a Service |
| SB | Supervisory Board |
| SBB | Share buyback |
| SBTi | Science-Based Targets initiative |
| SCC | Standard Contractual Clauses |
| SCR | Solvency Capital Requirement |
| SDGs | Sustainable Development Goals |
| SER | Dutch Social and Economic Council |
| SFCR | Solvency and Financial Condition Report |
| SFDR | Sustainable Finance Disclosure Regulation |
| SG | Steering Group |
| SIRA | Systematic Integrity Risk Analyses |
| SLT | Similar to Life Techniques |
| SME | Small and Medium-sized Enterprises |
| SOFR | Secured Overnight Financing Rate |
| SONIA | Sterling Overnight Index Average |
| SPPI | Solely Payment of Principle and Interest |
| SRA | Strategic Risk Analysis |
| SRI | Socially Responsible Investment |
| TCFD | Task Force on Climate-related Financial Disclosures |
| TIBER | Threat Intelligence-Based Ethical Red team |
| TVOG | Time Value of Financial Options and Guarantees |
| TWD | New Taiwan Dollar |
| UFR | Ultimate Forward Rate |
| UK | United Kingdom |
| UNGC | United Nations Global Compact |
| UNGPs | The United Nations Guiding Principles on Business and Human Rights |
| UN PRI | United Nations Principles for Responsible Investments |
| UPO | Uniform Pension Statement |
| US | United States |
| USD | United States Dollar |
| UWV | Employee Insurance Agency |
| VA | Volatility Adjustment |
| VAT | Value Added Tax |
| VBDO | Dutch Association of Investors for Sustainable Development |
| VCS | Verified Carbon Standard |
| VFA | Variable Fee Approach |
| VKG | Van Kampen Groep |
| VNAB | Insurance Exchange Association |
| VOBA | Value of Business Acquired |
| VPL | Early retirement and life cycle |
| WCAG | Web Content Accessibility Guidelines |
| Wft | Financial Supervision Act |
| WG | Working Group |
| WGA | Resumption of work by Partially Disabled Persons |
| WIA | Work and Income Act |
| WnP | Employee's pension |
Search
