See accounting policy H.
|||31 December 2021||31 December 2020|
|Government and public sector||223||106|
|Total due from customers||11,468||8,820|
|Specific credit risks||-7||-7|
|Due from customers||11,461||8,813|
|Due from credit institutions - Interest bearing deposits||139||93|
|Due from credit institutions - Loans and advances||2,797||2,966|
|Due from credit institutions - Other||91||1,724|
|Total due from credit institutions||3,027||4,783|
|Specific credit risks||-56||-56|
|Due from credit institutions||2,971||4,727|
|Due from policyholders||75||109|
|Due from intermediaries||89||88|
|Due from Health Insurance Fund||148||107|
|Total trade and other receivables||853||856|
|Specific credit risks||-25||-26|
|Trade and other receivables||827||830|
|Total loans and receivables||15,259||14,370|
The total amount due from credit institutions of € 3,027 million (2020: € 4,783 million) mainly decreased due to the disposal of the reverse repurchase agreement. Total due from credit institutions consists for € 2,462 million (2020: € 2,663 million) of savings-linked mortgage loans.
The claim related to cash collateral paid on derivative instruments, included in total due from credit institutions, amounts to € 91 million (2020: € 79 million).
Based on their contractual maturity, an amount of € 14,368 million (2020: € 12,219 million) of the loans and receivables is expected to be recovered after more than one year after the balance sheet date.
|At 1 January||-90||-102|
|Increase in impairment through profit and loss||-15||-11|
|Reversal of impairment through profit and loss||14||23|
|Reversal of impairment due to disposal||2||1|
|At 31 December||-89||-90|
For information regarding the fair value, see chapter 18.104.22.168.