Annual Report 2021
Additional information
Financial indicators
Key figures
20212020201920182017
Operating result (million)1,021885858749728
IFRS net result (million)942657972669906
Operating return on equity (%)16.315.315.114.316.0
IFRS return on equity (%)15.311.719.113.721.2
Solvency II ratio (standard formula) (%)196199194197196
Dividend per share (€)2.422.041.901.741.63
Total dividend (million)329282267245230
Share buyback (million)757513--
Total equity (million)7,3856,3136,0935,4795,432
Total equity attributable to shareholders (million)6,3635,3095,0894,4784,432
Gross written premiums (million)5,8595,2764,6664,4593,920
New business Life segment (APE) (million)15112415911989
Operating expenses (million)-725-701- 656- 601- 571
Combined ratio (Non-life segment) (%)91.893.693.595.795.1
Credit rating (S&P)AAAAA
Financial leverage (%)24.828.329.226.725.3
Organic capital creation (million)5945005011372377
Interest coverage ratio (x)13.89.512.910.915.6
  • 1 Restated based on new definition.